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Get Educated

Getting Loans for College

One of the biggest reasons many of us don't think of going to college (aside from the thought of having to spend four or more years sitting behind and desk and having sore shoulders from carrying books – but more no this later) is that we don't know how we're going to pay for it.  Right?  It cost a lot of money to go to college! 

Mom and dad have enough to worry about without having to figure out where to get money for our college expenses.  So though they may help out with part of it, thinking they're going to carry the whole load is out.

So, we get a job, and figure college can wait.  Or maybe we can do without it after all.  Let the rich kids go to school.  We'll work.

Well, wait-up, not so fast amigas, chicas, and all you brainy dudes out there.  Getting money for college is actually one of the easier things you can do.  That's right.  I'm sure no one told you that once you graduate from high school and you're on your own as an adult, that things are going to get tough.  Well, they are.  So, spending a few more years in school, getting smart, going to parties, and hanging out on a nice college campus while someone else pays you to do it has its advantages.  And relatively speaking it's pretty easy.

So where do you get money for college?

Glad you asked.  First of all, if you're reading this, you're not rich, and your parents are not rich.  Right?  Well, this is a good thing.  There are tons of people who want to give money to underprivileged kids to go to school.  And this is because it benefits society as a whole to have educated citizens.  Also, there are tons of people who are actually very nice, and they care about others and have created grants (free money), and scholarships (free money) so that you can go to school.  So, being poor or not very wealthy is going to come in very handy. 

The first place you should start looking is the federal government.  Go to this website.

http://www.studentaid.ed.gov/PORTALSWebApp/students/english/lsa.jsp

Do what it says.  Follow all the interesting directions and links.  This site will tell you not to pay scam artists on the internet for information on where and how to get grants and scholarships.  They are absolutely right!  You can get information for free.  I promise.  Federal and state governments are a good place to start.  Then visit the financial aide office at the college you'd like to attend, and they will give you more information and places to investigate. 

When I hear of interesting grants or loans, I'll let you know.  But start with the one listed above. 

It takes some time to do the research, but it's well worth it.  We're talking about something that is going to affect the rest of your life.  So spend a few months learning about how to attend college for free or cheaply. 

Now, in my first paragraph, I said I'd address the why you'd want to spend more time in school.  Well, duh, it's sort of obvious, no?  Let's see so do you want to flip burgers for a living (cool job, I'm not knocking it.  I'm sure glad someone is doing it – but do you want it to be you?) or do you want to drive through the drive-thru in a Lexus or Mercedes and have someone else hand you the paper bag and tell you to have a nice day?  Do you want to be in a position to help out your family some day?  Do you want to be in control of your life, doing something you chose to do for a living, or something you have to do to survive? 

All joking aside, seriously now, this is your chance to build your life exactly as you want it.  If you've got decent grades (and if you don't, porque no?), and all you're missing is money – don't let that stop you.  Figure out where to get it (legally, okay?) and go to college.  You'll be grateful you did. 

And don't forget to email me and let me know that you have, just because I nagged you.  Otherwise, I'll always think I wasted an hour of my life writing this article.  Deal?  Okay, off you go. 

Stop reading this already, and go search for your college money. 

Are you still here? 

GO!!

(Jeesh, some people)

Lara 

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